Demographic Factors, Self-efficacy on Financial Literacy in Upla

Financial literacy is the knowledge and ability of financial management that allows individuals to manage their finances more effectively. For managing finances, farmers in Indonesia still rely on informal institutions. There are several reasons for this – farmers’ location being substantially far from locations institutions, age varied educational levels, level confidence achieving success agriculture. This study, thus, identifies analyzes demographic factors self-efficacy upland horticultural crop farmers. The study population was plant farmers, sampling technique probability sampling, analysis done using two-way ANOVA technique. results show a significant difference between women men. Although no seen based age, noted education. Additionally, substantial understanding self-efficacy.
 Keywords: factors, self-efficacy,